First Option Mortgage
“You are a true hero in my eyes. You were true to your word and that is something you can’t say about most people today. Thank you First Option.”
Craig Horace

Mortgage Programs

Mortgage Programs

Conventional Mortgage Programs

  • Refinance up to 105% of appraised value with the new Fannie Mae DU Plus Program
  • $417,000 mortgage limit
  • Secured by government sponsored entities
  • Purchase or refinance 1 to 4 family units

FHA Mortgage Programs

  • Insured by the Federal Housing Administration
  • Low down payment on a new purchase 3.5 %
  • Refinance up to 95% of your appraised value
  • $100 down HUD home purchase program
  • Streamline with no appraisal if you have existing FHA mortgage programs

VA Mortgage Programs

  • ZERO down payment purchase program
  • Forgiving credit requirements
  • Administered by the Department of Veterans Affairs

USDA Mortgage Programs

  • 100% Financing up to the appraised value
  • NO private mortgage insurance
  • NO limit on seller concessions and gifts
  • Flexible credit qualifications
  • No mortgage amount limitations
  • Purchase Money Program

Credit Lines

  • Learn the true cost of having a low credit score
  • Expert advice on resolving outstanding credit issues
  • No monthly fee
Get More Information on H.A.R.P from First Option Mortgage. Sign up to get rate alerts and we will let you know when we find the mortgage rates that you need. Use this handy tool to help you calculate the value of your home so you can get the right mortgage from First Option Mortgage.
Contact us right now.  
     
View Video Tips.