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Loan
Loan
Conventional Loan
Refinance up to 105% of appraised value with the new Fannie Mae DU Plus Program
$417,000 loan limit
Secured by government sponsored entities
Purchase or refinance 1 to 4 family units
FHA Loan
Insured by the Federal Housing Administration
Low down payment on a new purchase 3.5 %
Refinance up to 95% of your appraised value
$100 down HUD home purchase program
Streamline with no appraisal if you have an existing FHA loan
VA Loan
ZERO down payment purchase program
Forgiving credit requirements
Administered by the Department of Veterans Affairs
USDA Loan
100% Financing up to the appraised value
NO private loan insurance
NO limit on seller concessions and gifts
Flexible credit qualifications
No loan amount limitations
Purchase Money Program
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Refinance, no cash out
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Purchase
Cashout Amount:
Maximum loan amount is 85% of appraisal value
30 day rate lock
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Accountability
We are responsible for the outcome of our customer’s experience.
FHA
loans may be eligible for additional credits to borrower. Please inquire with your Loan Originator for more details.