First Option Mortgage
“You are a true hero in my eyes. You were true to your word and that is something you can’t say about most people today. Thank you First Option.”
Craig Horace

Home Loan

Home Loan

First Option Mortgage is more than happy to provide our customers with various home loan services and home loan programs.

We offer many home loan options including the conventional home loan, FHA home loan, VA home loan and the USDA home loan. We also provide a Credit Lines service to those in need.

No matter what type of home loan you are looking for, our mortgage professionals at First Option Mortgage can give you the most accurate information and professional help. Take a look at our home loan information below.

Conventional Home Loan

  • Refinance up to 105% of appraised value with the new Fannie Mae DU Plus Program
  • $417,000 home loan limit
  • Secured by government sponsored entities
  • Purchase or refinance 1 to 4 family units

FHA Home Loan

VA Home Loan

USDA Home Loan

  • 100% Financing up to the appraised value
  • NO private home loan insurance
  • NO limit on seller concessions and gifts
  • Flexible credit qualifications
  • No home loan amount limitations
  • Purchase Money Program

Get More Information on H.A.R.P from First Option Mortgage. Sign up to get rate alerts and we will let you know when we find the mortgage rates that you need. Use this handy tool to help you calculate the value of your home so you can get the right mortgage from First Option Mortgage.
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