Home Loan Options
First Option Mortgage is more than happy to provide our customers with various home loan services and home loan programs.
We offer many home loan options including the conventional home loan, FHA home loan, VA home loan and the USDA home loan. We can also provide HARP and Reverse Mortgages to those in need.
No matter what home loan services you are looking for, our mortgage professionals at First Option Mortgage can give you the most accurate information and professional help. Take a look at our home loan information below.
- Refinance up to 105% of appraised value with the new Fannie Mae DU Plus Program
- $417,000 home loan limit
- Secured by government sponsored entities
- Purchase or refinance 1 to 4 family units
- 100% Financing up to the appraised value
- NO private home loan insurance
- NO limit on seller concessions and gifts
- Flexible credit qualifications
- No home loan amount limitations
- Purchase Money Program
- Removes the current 125 percent LTV ceiling
- For Fixed-Rate mortgages backed by Fannie/Freddie
- Eliminates the need for a new property appraisal in some cases
- Extended to December 31, 2013 for loans sold on/before May 31, 2009.
Links:
First Option Lending
Home Loan Options at First Option Lending