How to Contact the Credit Bureaus
Consumers are entitled by federal law to receive a free copy of their credit report every year from every one of the primary credit reporting agencies. These credit reporting agencies store information about many financial transactions that you participate in and generate a score based on your available credit, how you pay off your debt and other factors.
The Primary Credit Bureaus
To obtain your free credit report you can visit the official government sanctioned website at www.AnnualCreditReport.com or you can call them directly at 877-322-8228.