“He was great, called him a lot to ask questions and he answered them if not he found the answer and called me back. Great person; would like to deal with him again. ”

Steve W.
Lake Saint Louis

“My loan officer was very thorough and always upbeat. I could tell he was honest and trustworthy.”

Peggy D.
Thornton

“Loan Officer was upfront and honest.”

Laura P.
Katy

“Everyone was very helpful and friendly. They worked around our schedule.”

George and Patricia M.
Jacksonville

“Our loan officer was wonderful! He did everything all the other companies told us they would do but were unable to follow through on. He did everything we asked of him and more! Thank you!”

Carrie B.
Watauga

“L.O. was great. Very professional. Fast closing. Easy from start to finish.”

Tom K.
Chandler

“Loan officer was just amazing.”

David and Kathleen E.
Las Vegas

“Everything was great! We will highly recommend our loan officer to our friends for future business.”

Richard and Tara V.
Douglasville

“My loan officer took time for me. He was interested in my problem – he was awesome! He is a valuable asset to your company. ”

Sandy and Ron C.
Coatesville

“Very thorough and exceptionally fast.”

Kristopher A.
Arnold

“It was great how quickly everything took place.”

Eva and Amy M.
Denver

“The terms of the loan itself stood out. I shopped around quite a bit and no one came close.”

Ronald D.
Pflugerville

“Fast and Painless; Everyone was so personable and it was not at all stressful. It went so smoothly even when my husband had to be out of town.”

Carol H.
Jacksonville

“It was very quick and our loan officer was great! He kept me informed about everything!”

Cathy and Benny B.
Irving

“My loan officer was especially helpful. She’s been extremely responsive and continually displayed the highest levels of professionalism.”

Cameron K.
Phoenix

“Very efficient and quick.”

Veronica M.
Las Vegas

“Everything was great! We will highly recommend our loan officer to our friends for future business.”

Charlene and Robert B.
Social Circle

“I was given goals to meet over about a three month period so as to get the best loan available to me. My previous lender did not do that.”

Jeremy H.
Greenfield

Reverse Mortgages

A borrower can qualify for this mortgage provided that:

He/She is 62 years old or older
The home is owned free and clear (or has a great deal of equity available in it)
There are no tax liens against the property

In a reverse mortgage, the payment cycle is “flipped”, so that the borrower can receive a regular monthly payment from the bank, not the other way around! The borrower can also choose to receive funds all at once, or keep a line of credit open on the home.

Regardless of how a borrower chooses to receive funds, he/she has a significant advantage with this type of loan since there are no income or credit or age limitations. Also, the senior doesn’t have to worry about making payments on time – there are no payments on this mortgage until the borrower no longer resides in the home.

With the low savings rates of Americans today, and the uncertainty of future funding to our pensions and Social Security plans, this can be a very simple solution to help Americans with their retirement years.