“He was great, called him a lot to ask questions and he answered them if not he found the answer and called me back. Great person; would like to deal with him again. ”

Steve W.
Lake Saint Louis

“My loan officer was very thorough and always upbeat. I could tell he was honest and trustworthy.”

Peggy D.
Thornton

“Loan Officer was upfront and honest.”

Laura P.
Katy

“Everyone was very helpful and friendly. They worked around our schedule.”

George and Patricia M.
Jacksonville

“Our loan officer was wonderful! He did everything all the other companies told us they would do but were unable to follow through on. He did everything we asked of him and more! Thank you!”

Carrie B.
Watauga

“L.O. was great. Very professional. Fast closing. Easy from start to finish.”

Tom K.
Chandler

“Loan officer was just amazing.”

David and Kathleen E.
Las Vegas

“Everything was great! We will highly recommend our loan officer to our friends for future business.”

Richard and Tara V.
Douglasville

“My loan officer took time for me. He was interested in my problem – he was awesome! He is a valuable asset to your company. ”

Sandy and Ron C.
Coatesville

“Very thorough and exceptionally fast.”

Kristopher A.
Arnold

“It was great how quickly everything took place.”

Eva and Amy M.
Denver

“The terms of the loan itself stood out. I shopped around quite a bit and no one came close.”

Ronald D.
Pflugerville

“Fast and Painless; Everyone was so personable and it was not at all stressful. It went so smoothly even when my husband had to be out of town.”

Carol H.
Jacksonville

“It was very quick and our loan officer was great! He kept me informed about everything!”

Cathy and Benny B.
Irving

“My loan officer was especially helpful. She’s been extremely responsive and continually displayed the highest levels of professionalism.”

Cameron K.
Phoenix

“Very efficient and quick.”

Veronica M.
Las Vegas

“Everything was great! We will highly recommend our loan officer to our friends for future business.”

Charlene and Robert B.
Social Circle

“I was given goals to meet over about a three month period so as to get the best loan available to me. My previous lender did not do that.”

Jeremy H.
Greenfield

Fixed Rate Mortgages

Many borrowers find this loan to be the best for them as the interest rate will be fixed. Principal and interest payments never adjust for the life of the loan.

There are various terms you can chose. Usually 30-year or 15-year terms are chosen, but other terms can be offered, including 40-years, 20-years, or even 10-years.

In the early years of repayment, most of your mortgage payment goes towards paying on the interest accrued on the loan. As time passes, more and more of your payment will go towards the principal amount you borrowed.